If you haven't done so already, now is a good time to emergency-proof your finances. Doing so can help limit your overall disruption, lower your stress, and put you in a better position to ride out any emergency.

When Air Canada announced it was launching its own loyalty program, many travellers were worried about a devaluation coming to existing points in the current Aeroplan program, but the changes coming should get you excited to fly again.

One key to a successful retirement, or any financial plan, is being able to handle the surprises.