Most people believe that life insurance is only of value in the early and middle years of life. During these times it's typical for financial burdens, expenses and family obligations to be at their highest. While this may have been true for past generations, today's seniors have more reason than ever to make sure they have added coverage if needed.

Sometimes being proactive and looking ahead can stop warfare before it starts. You can take preventive steps in many instances and early initiative can lead to success.